Why is it so difficult to get this benefit that I assumed was available to all who had worked? My wife was denied because she hadn't worked in the last 5 years She retired 12 years ago and didn't need this 'benefit' until she had a horrendous accident 2 years ago. Because of that accident, she cannot walk without a walker or cane. She cannot stand or sit for long periods. So, she cannot get a job now and needs help.